Property Investment Articles

Cashflow and Cash during a Crisis

During a crisis the book as I see it is hold onto your assets and acquire more as you can, while sticking to rues and maintaining some flexibility. As a property investor it is about access to cash in the immediate term to handle a painful vacancy or job loss, while med/long term good cashflow is critical.

Covid-19 Update April 5

A summary of the rule changes that have arisen in response to Covid-19 and resources being made available to investors and borrowers. 

Benefit of the Covid-19 Response Act to investors

There is an important benefit to investors tucked away in the Covid-19 Response Act, that changes what level of certain expenditure items are capital vs expenditure. 

Property Investment in a Crisis

On April 6 I spoke with other experienced investors about their reaction to the unfolding Covid-19 crisis. The speakers on this call have invested through past downturns and offer invaluable experience. 

Resources and information links regarding the Covid-19 crisis and lockdown

This post will be an evolving list of resources and links for homeowners, renters and landlords during the Covid-19 crisis. 

Rotorua from the property trenches: Covid-19 edition

The recent escalation of COVID-19 is having a profound effect on the tourism industry in Rotorua as well as around the country. The increasingly imminent shutdown of most hospitality businesses in New Zealand means will be the loss of many hundreds of thousands of jobs in the short term.

I’m sure there will be two groups of investors out there; one will be excited the other terrified and worried.

Explanation of the RTA Amendment Bill

This article breaks down the RTA amendment bill. It contains links to an interview between Nick and the manager of APIA and some other good resources that explaon the bill and what you can do. Submissions close March 25.

Auckland Market Update March 2020

House prices on the move. Low interest rates appealing for all property buyers. Strategies on increasing cashflow and or building equity.

Whangarei Market Update - March 2020

Northland is NZ's fastest growing region. Businesses are being attracted North. The construction industry is busy and rents are continuing to climb.

VIDEO - Why do some people buy and move forward while others don't?

NZ Economy & Housing Market with Tony Alexander

Tony was a guest speaker at the New Zealand Property Investors Federation Conference 2019 which was held in Rotorua. This is a summary of what he spoke about which has been provided by him
Tony Alexander's Aim
To help Kiwis make better decisions for their businesses, investments, home purchases, and people by writing in an easy to understand manner.

Tom Panos is coming to this year's Property Investor Conference

Recent Rotorua Deals

Want to see what some of our investors have been buying? Look no further! Debbie shares a couple of recent deals in Rotorua.

Whangarei Market Update - September 2019

Whangarei preparing for significant growth. Council proposing to permit high-density housing and a large number of projects are in the planning stages for Whangarei. Yields remain solid as rental shortage persists.

Hawkes Bay Market Update - August 2019

Hawkes Bay is continuing to experience steady growth with an increasing demand for rental properties.

Wellington Market Update - August 2019

The Wellington property market is continually on the move. First home buyers are out in force and there is still a strong demand for investment properties in good locations.

Palmerston North Market Update - July 2019

Fresh wave of first home buyers are snapping up properties and new records are being set for medium sell prices. Rents are also likely to continue to increase across the region.

Securing A New Mortgage – What You Need To Know

Understanding the lending criteria applied by Lenders and using an experienced mortgage broker specialising in property investors are two things that can significantly increase your ability to capitalize on your borrowing power.

Hamilton Property Market Update June 2019

Hamilton is currently experiencing a consistent slow-burn in terms of price growth. Over the last 12 months it has experienced capital growth levels of 4.5%, outperforming the other two cities in the ‘Golden Triangle’.

Whanganui Market Update - May 2019

The Whanganui market continues this late-cycle run, echoing the characteristics of regional NZ. Home buyers are the main culprits, removing valuable rentable housing stock. This has had the inevitable effect of pushing rents higher.

What's the "Right Way" to invest?

Confused about what strategy to follow for your investing? Scared you might "get it wrong"?
Read on ...

Investor Story - Lorraine Rishworth

From a marriage breakup in her late forties to owning her own home in Auckland freehold not too many years later... iFindProperty client Lorraine Rishworth has had one amazing turnaround and she was featured in the New Zealand Property Investor Magazine in early 2019 to share her story.

Case Study: Great yields in Hawkes Bay

In a hot property market where affordable houses are quickly snapped up, our client nabbed themselves a great cashflow property at a price that means they will be able to buy again soon.

Ring Fencing Tax Losses 101 - Don't Panic

The government is changing the rules! Yes well they do that from time to time and now is when you should slow down and think about what is really going to happen.
 

2018 Year End Review and Setting 2019 Goals

In this post I share my process to review the past year and set some goals for the year ahead.

What do you need to do for Home Insulation?

From 1 July 2019 all New Zealand rental properties are required to meet new government standards for home insulation. Find out what you need to do. 

15 Rules Successful Investors Follow

In my time as a property investor and particularly as I work more and more with other successful investors, I can't but help notice that the happy and successful people all do some things in common.

Tokoroa Market Update

Wow, where has the time gone? We nearly through 2018 and the last 12 months has flown by. A fair bit has changed and I have a snapshot of where we are in the market. The new CVs come out in November and the expectation is for a massive increase compared with the 2015 CV we currently have.

Rotorua's Current Market Performance

In a recent news release Kelvin Davidson of CoreLogic waxed lyrical about Rotorua's property market performance and the strength behind this:

Case Study - Rotorua 7-8% Gross Yield and Potential to Add Value

Our clients approached us in June 2018 and were all ready to buy in Rotorua.

With finance confirmed and a budget in the low $300,000 range, their key criteria was a property that generated 7-8% gross yield with potential to add value in the future.

Case Study: Convert a laundry to a bedroom in Christchurch

Barry and Carolyn worked with us to hunt down a property with quick value-add potential in Christchurch. They bought outside their home town and what's more, were travelling during the due diligence and close period!

Christchurch Property Market Update

An update on the Christchurch property investment market at the mid-2018 mark.

Case Study: Add bedrooms to increase yield and value

How a Wellington-based investor secured a property the entire market had missed - literally, it had been on sale for a year - and stands to make a fortune in doing so.

Case Study: Full time professional investing from Australia

How a full time health professional working in Australia was able to assemble the RIGHT team and secure a good buy and hold investment property in Wellington.

Use Leverage to Build Wealth and Passive Income

Property is the business of using leverage carefully to grow your wealth. In this article we look at the two main forms of leverage, "Other People's Time" and "Other People's Money".

Have you thought of investing in Wainuiomata?

As it turns out I'm not the only one with Wainui on the brain lately and a LOT has been happening there, particularly in the last few months the investors should take note of.

Wellington Market Strong and with Opportunities

For those of you looking to invest in a solid market with good returns, Wellington is still the place to be. I would like to give you an update on the Wellington market as I see it and offer some slightly different views.

Update on the Overseas Investment Amendment Bill

An update on the overseas investment amendment as of Jan 2018.

Case Study: Make your first home a profitable rental property

How I recently helped a young couple looking for their first home. This couple had become very frustrated after missing out many times in a market where most properties were going to tender or auction. They were looking for a property that would be suitable to live in now as well as to hold long term after they have moved on.

Reducing Depreciation Recovery

Quite a few property investors are thinking about selling. Should you just accept that you will have to recover all the building depreciation you have previously claimed? ……… NO

Case Study: How an expat in Qatar bought his first property

No more excuses! This investor worked with iFindProperty step by step over several months to discuss how property works, get lending approval, put a team together and work out his critieria and finally secure a property... from the other side of the world.

Pros, cons and risks of short term rentals

We invited an investor, insurance advisor and property tax specialist to a round table discussion of strategies, pros, cons potential pitfalls when planning or running a short term rental investment in New Zealand.

Take action today to improve your investing

The best time to learn and grow is always right now and it certainly does not matter if you are currently looking to buy or not. In fact, a bit of down time between open homes and evaluating properties can be the perfect opportunity to reflect and study.

Here are some things you can do right now that will provide long term benefits to your investing.

Mortgage Market Update with Squirrel

iFindProperty spoke with Andrew Mackay and Peter Norris from Squirrel about what is changing in the mortgage market in 2017, particularly for investors.

Meet the developer of Avenue Apartments

Early purchaser pricing still available! Nice, new and central in Auckland.

Join us at Novotel Ellerslie on Wednesday March 29 for an evening with the developer of Avenue Apartments in Mangere. Du Val Property are delivering some fantastic properties and buyers who get in early are doing very well. Now is the time to check these out while the early bird pricing deals last.

Understanding TRUE VALUE to Succeed

This is a story of an investor who was suck until she changed her thinking and created massive equity in short time.

Investing with Family and Friends

Group investments are popular because when resources are combined people can achieve more than they would have otherwise. What could go wrong? Quite a lot, it seems.

How to do Due Diligence

A glimpse into what our team assists clients with during the due diligence period of a potential purchase. Just what is required to do your analysis in the time allowed takes a bit of experience and as you can see, there is often more to it than just emailing the contract to your lawyer and bank.

20 Rental Properties in One Year by Graeme Fowler

We interview best-selling property author and successful investor Graeme Fowler about his most recent book, 20 Rental Properties in One Year, now on sale at the iFindProperty website.

How Investors are Using Non-Bank Lenders

In part two of our series on lending I share some real world ways investors areworking with non-bank lenders in today's market.