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<root>
  <posts>
    <post_id>570</post_id>
    <post_category_id>9</post_category_id>
    <post_title><![CDATA[In which I dare to make an economic prediction]]></post_title>
    <post_content_short><![CDATA[The old joke goes that economists have predicted 7 of the last 5 recessions. Since I have no qualifications as an economist whatsoever,
	I thought I would throw my hat into the ring and share a couple of "reckons" on why I think we are at, and now moving
	through, the bottom. 
]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/570/world-economic-indicators-dashboard-twitter.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/about-property-investment/market-predictions-september-2025/</post_content_url>
    <post_date>2025-09-22 12:00:00</post_date>
  </posts>
  <posts>
    <post_id>541</post_id>
    <post_category_id>9</post_category_id>
    <post_title><![CDATA[The interest rate tide is turning]]></post_title>
    <post_content_short><![CDATA[]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/541/download.jpeg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/about-property-investment/the-interest-rate-tide-is-turning/</post_content_url>
    <post_date>2024-07-23 02:17:00</post_date>
  </posts>
  <posts>
    <post_id>533</post_id>
    <post_category_id>9</post_category_id>
    <post_title><![CDATA[New Zealand 2023 Election: Policies that Impact Property Investors]]></post_title>
    <post_content_short><![CDATA[There are a lot of policies flying around with regards to tax, building, housing, social housing etc. We have summarized the main policies from each party that impact New Zealand property investors. ]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/533/Screenshot-2023-09-15-at-1.27.15-PM.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/about-property-investment/2023-election/</post_content_url>
    <post_date>2023-09-15 01:27:00</post_date>
  </posts>
  <posts>
    <post_id>529</post_id>
    <post_category_id>54</post_category_id>
    <post_title><![CDATA[Introduction to Commercial Property]]></post_title>
    <post_content_short><![CDATA[Watch the video of Peter Ambrose's introduction to commercial property for new investors. Pete shares what investors need to pay attention to and showcases two case studies of commerical property purchases.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/529/001.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/commercial-property/introduction-to-commercial-property/</post_content_url>
    <post_date>2023-01-25 20:47:00</post_date>
  </posts>
  <posts>
    <post_id>525</post_id>
    <post_category_id>9</post_category_id>
    <post_title><![CDATA[Part 2: An amateur property investor's guide to navigating inflation]]></post_title>
    <post_content_short><![CDATA[In part 2, we look at strategies to navigate through, and ultimately profit from inflationary periods. ]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/525/2004_NavigatingTheStorm_BLG-1280x640.jpeg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/about-property-investment/part-2-an-amateurs-guide-to-navigating-inflation/</post_content_url>
    <post_date>2022-04-05 00:43:00</post_date>
  </posts>
  <posts>
    <post_id>524</post_id>
    <post_category_id>9</post_category_id>
    <post_title><![CDATA[Part 1: An amateur property investor's guide to navigating inflation]]></post_title>
    <post_content_short><![CDATA[Inflation is back, politicians are fighting about it, interest rates are up, the tax rules are changing, there is war in Europe and we are still in a pandemic. The headlines remind you daily that There is Lots to Worry About. How can you possibly invest through all
this? Nick shares his plan.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/524/airplane-sky-flight-clouds-wallpaper-preview.jpeg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/about-property-investment/an-amateurs-guide-to-managing-inflation/</post_content_url>
    <post_date>2022-03-30 17:20:00</post_date>
  </posts>
  <posts>
    <post_id>475</post_id>
    <post_category_id>9</post_category_id>
    <post_title><![CDATA[How to Generate Passive Income and Retire Early with Property]]></post_title>
    <post_content_short><![CDATA[Over time, property investors can build up high levels of passive income and become "financially free". This article teaches how
to visualise an early retirement and plan the property portfolio you need to achieve it.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/475/9fff851b-02ae-46cb-b6ad-641904653179.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/passive-income/</post_content_url>
    <post_date>2020-05-14 08:39:00</post_date>
  </posts>
  <posts>
    <post_id>471</post_id>
    <post_category_id>49</post_category_id>
    <post_title><![CDATA[Cashflow and Cash during a Crisis]]></post_title>
    <post_content_short><![CDATA[During a crisis the book as I see it is hold onto your assets and acquire more as you can, while sticking to rues and maintaining some
flexibility. As a property investor it is about access to cash in the immediate term to handle a painful vacancy or job loss, while med/long
term good cashflow is critical.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/471/rents.png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/covid-19/cashflow-and-cash-during-a-crisis/</post_content_url>
    <post_date>2020-04-16 22:34:00</post_date>
  </posts>
  <posts>
    <post_id>451</post_id>
    <post_category_id>17</post_category_id>
    <post_title><![CDATA[Securing A New Mortgage – What You Need To Know]]></post_title>
    <post_content_short><![CDATA[Understanding the lending criteria applied by Lenders and using an experienced mortgage broker specialising in property investors are two
things that can significantly increase your ability to capitalize on your borrowing power.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/451/loan.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/mortgages/securing-a-new-mortgage-what-you-need-to-know/</post_content_url>
    <post_date>2019-06-27 22:46:00</post_date>
  </posts>
  <posts>
    <post_id>432</post_id>
    <post_category_id>20</post_category_id>
    <post_title><![CDATA[Ring Fencing Tax Losses 101 - Don't Panic]]></post_title>
    <post_content_short><![CDATA[The government is changing the rules! Yes well they do that from time to time and now is when you should slow down and think about what is really going to happen.<br /> ]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/432/change-is-coming.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/accounting-and-tax/ring-fencing-losses-a-scenario-and-some-thoughts/</post_content_url>
    <post_date>2019-01-28 10:34:00</post_date>
  </posts>
  <posts>
    <post_id>442</post_id>
    <post_category_id>36</post_category_id>
    <post_title><![CDATA[Tokoroa Market Update]]></post_title>
    <post_content_short><![CDATA[Wow, where has the time gone? We nearly through 2018 and the last 12 months has flown by. A fair bit has changed and I have a snapshot of where we are in the market. The new CVs come out in November and the expectation is for a massive increase compared with the 2015 CV we currently have.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/442/Tokoroa.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/tokoroa-market-update/</post_content_url>
    <post_date>2018-10-09 23:34:00</post_date>
  </posts>
  <posts>
    <post_id>440</post_id>
    <post_category_id>40</post_category_id>
    <post_title><![CDATA[Rotorua's Current Market Performance]]></post_title>
    <post_content_short><![CDATA[In a recent news release Kelvin Davidson of CoreLogic waxed lyrical about Rotorua's property market performance and the strength behind this:]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/440/Rotorua-Market-Update.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/markets/rotorua/rotoruas-current-market-performance/</post_content_url>
    <post_date>2018-08-08 09:51:00</post_date>
  </posts>
  <posts>
    <post_id>434</post_id>
    <post_category_id>13</post_category_id>
    <post_title><![CDATA[Case Study: Add bedrooms to increase yield and value]]></post_title>
    <post_content_short><![CDATA[How a Wellington-based investor secured a property the entire market had missed - literally, it had been on sale for a year - and stands to make a fortune in doing so.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/434/image20.jpeg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/case-studies/case-study-add-bedrooms-to-increase-yield-and-value/</post_content_url>
    <post_date>2018-06-15 07:00:00</post_date>
  </posts>
  <posts>
    <post_id>431</post_id>
    <post_category_id>15</post_category_id>
    <post_title><![CDATA[Use Leverage to Build Wealth and Passive Income]]></post_title>
    <post_content_short><![CDATA[Property is the business of using leverage carefully to grow your wealth. In this article we look at the two main forms of leverage, "Other People's Time" and "Other People's Money".]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/431/leverage.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/investment-strategy/leverage/</post_content_url>
    <post_date>2018-05-02 11:26:00</post_date>
  </posts>
  <posts>
    <post_id>425</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Reducing Depreciation Recovery]]></post_title>
    <post_content_short><![CDATA[Quite a few property investors are thinking about selling. Should you just accept that you will have to recover all the building depreciation you have previously claimed? ……… NO]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/425/Property-Depreciation.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/accounting-and-tax/reducing-depreciation-recovery/</post_content_url>
    <post_date>2017-10-25 08:54:00</post_date>
  </posts>
  <posts>
    <post_id>423</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[Pros, cons and risks of short term rentals]]></post_title>
    <post_content_short><![CDATA[We invited an investor, insurance advisor and property tax specialist to a round table discussion of strategies, pros, cons potential pitfalls when planning or running a short term rental investment in New Zealand.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/423/Short-term-rental.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/investment-strategy/short-term-rentals-discussion/</post_content_url>
    <post_date>2017-08-23 04:42:00</post_date>
  </posts>
  <posts>
    <post_id>420</post_id>
    <post_category_id>17</post_category_id>
    <post_title><![CDATA[Mortgage Market Update with Squirrel]]></post_title>
    <post_content_short><![CDATA[iFindProperty spoke with Andrew Mackay and Peter Norris from Squirrel about what is changing in the mortgage market in 2017, particularly for investors.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/420/Article-pics-(6).png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/mortgages/mortgage-market-update-with-squirrel/</post_content_url>
    <post_date>2017-03-30 22:57:00</post_date>
  </posts>
  <posts>
    <post_id>412</post_id>
    <post_category_id>11</post_category_id>
    <post_title><![CDATA[How to do Due Diligence]]></post_title>
    <post_content_short><![CDATA[A glimpse into what our team assists clients with during the due diligence period of a potential purchase. Just what is required to do your analysis in the time allowed takes a bit of experience and as you can see, there is often more to it than just emailing the contract to your lawyer and bank.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/412/checklist-850x476.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/due-diligence/how-to-do-due-diligence/</post_content_url>
    <post_date>2016-12-12 04:33:00</post_date>
  </posts>
  <posts>
    <post_id>409</post_id>
    <post_category_id>4</post_category_id>
    <post_title><![CDATA[20 Rental Properties in One Year by Graeme Fowler]]></post_title>
    <post_content_short><![CDATA[We interview best-selling property author and successful investor Graeme Fowler about his most recent book, 20 Rental Properties in One Year, now on sale at the iFindProperty website.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/409/Article-pics-(16).png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/investment-strategy/20-rental-properties-in-one-year-by-graeme-fowler/</post_content_url>
    <post_date>2016-10-17 23:15:00</post_date>
  </posts>
  <posts>
    <post_id>393</post_id>
    <post_category_id>13</post_category_id>
    <post_title><![CDATA[Case Study: Invest to Reduce your Mortgage]]></post_title>
    <post_content_short><![CDATA[How a couple of young iFindProperty clients cut an estimated 8 years off their own home loan with a very affordable investment property purchase.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/393/Article-pics-(13).png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/case-studies/case-study-reduce-your-home-mortgage-with-an-investment-property-purchase/</post_content_url>
    <post_date>2016-04-11 20:07:00</post_date>
  </posts>
  <posts>
    <post_id>391</post_id>
    <post_category_id>15</post_category_id>
    <post_title><![CDATA[How to Identify TRUE Value in your Local Market]]></post_title>
    <post_content_short><![CDATA[Most investors are familiar with the saying, "You make your profit when you buy."
<br /><br />So how do you consistently do this? There are a two very common schools of thought; firstly, to buy properties with high yield and secondly to purchase the worst house in the best street (or suburb)...]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/391/Article-pics-(11).png</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/investment-strategy/how-to-identify-true-value-in-your-local-market/</post_content_url>
    <post_date>2016-02-15 23:59:00</post_date>
  </posts>
  <posts>
    <post_id>384</post_id>
    <post_category_id>23</post_category_id>
    <post_title><![CDATA[The hidden costs of buying a home]]></post_title>
    <post_content_short><![CDATA[Buying a home is both an exciting and stressful event, particularly if it’s your first home. There are many costs that come with purchasing a home that you need to be aware of. Here is a list of things that you need to budget for.
<br /> ]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/384/House-and-DOllars.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/the-numbers/the-hidden-costs-of-buying-a-home/</post_content_url>
    <post_date>2015-04-01 22:57:00</post_date>
  </posts>
  <posts>
    <post_id>374</post_id>
    <post_category_id>15</post_category_id>
    <post_title><![CDATA[Are you protecting yourself going into a Joint Venture?]]></post_title>
    <post_content_short><![CDATA[Today I want to write about a topic I am asked about a lot – how to put together a joint venture. However this article should really be “how to put together a joint venture so you don’t lose the shirt off your back, your friends, your sanity, all your free time and a substantial amount of money”.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/374/Joint-Ventures.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/legal/are-you-protecting-yourself-going-into-a-joint-venture/</post_content_url>
    <post_date>2014-09-02 00:12:00</post_date>
  </posts>
  <posts>
    <post_id>349</post_id>
    <post_category_id>16</post_category_id>
    <post_title><![CDATA[11 Financially Helpful New Year’s Resolutions]]></post_title>
    <post_content_short><![CDATA[Need some ideas to ensure you will be in a stronger financial shape by the end of the year?

	<br /><br />We have put together 11 financially helpful New Year’s Resolutions to help you on your way.]]></post_content_short>
    <post_icon>https://www.ifindproperty.co.nz/media/website_posts/349/Finance-image.jpg</post_icon>
    <post_content_type>page</post_content_type>
    <post_content_url>https://www.ifindproperty.co.nz/resources/blog/the-numbers/11-financially-helpful-new-years-resolutions/</post_content_url>
    <post_date>2014-02-04 00:16:00</post_date>
  </posts>
</root>
